UMB BANK ALSO KNOWN AS UNITED MISSOURI BANK SUCKS
When I spoke to the bank manager on the first of April She told me that UMB policy is that UMB first of all charges the $35.00 NSF overdraft fee and then if the matter isn't taken care of within 5 days the $8.00 per day negative balance fee kicks in.
.Yesterday I estimated that by the first of May I would owe them $224.00 so now I have to revise the estimate down to $184.00. Today marks the 1st day of the grace period. The printout of account activity shows now change from the day before so the manager was at least correct when she said UMB waits 5 days to start charging the negative balance fee.
So there isn't much reason to actually show any more screen shots of the printouts until the account actually changes somehow. So until the account changes you can refer to Account history as of 04-09-2008 if you wish to see it.
negative balance fee
UMB
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