UMB started it's ripoff process today, April 16th, 2008 by adding an $8.00 negative balance fee to the already overdrawn account. So by the time the 1st of May rolls around the overdraft amount they will take out should figure out to be $179.00 or thereabouts. Here is where it starts adding in $8.00 per day. Click on the image below to get an enlarged view.
Here is another poor lady ripped off by Wachovia Bank for the same thing.